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Virtual and physical cards (Visa /Mastercard)

Virtual and physical cards from Visa and Mastercard differ in format and use. Virtual cards are digital and designed for online security, while physical cards are traditional plastic or metal cards used for in-person transactions and ATM withdrawals.

Card Program

Physical Cards:

  • Experience the durability and prestige of a tangible card crafted from high-quality plastic or metal.
  • Best option for in-person shopping, dining, refueling at petrol stations, and withdrawing cash from ATMs.
  • At risk of physical theft, loss, or "skimming," it's vital to take proactive measures for protection.
  • Physical Card takes 5–10 business days to arrive by mail.
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Card Program

Virtual Cards:

  • Digital card information, such as a 16-digit number, CVV, and expiration date, can be securely stored in apps or digital wallets.
  • This is ideal for online shopping, recurring subscriptions (like Netflix and Zoom), and high-security purchases.
  • Users can generate "disposable" card numbers for single-use transactions, protecting their actual account information.
  • These numbers can be created instantly through mobile banking or fintech apps.
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Travel Card!

Your ideal travel partner

Discover the world with Cyprus' smartest travel card. Carry 40+ currencies on one card, with no forex markups or hidden fees

Key Benefis on your Travel Card!

  • Smart conversion services available in over 160 countries.
  • Load your card with 40+ currencies before traveling, or auto-convert for the lowest fees while spending.
  • Enjoy free withdrawals overseas up to €200, with a low fee afterwards*. Easily locate ATMs in the app so you're never caught short.
  • No hidden fees.
  • Start spending your funds in just a few minutes.
  • Enjoy the convenience of applying from home! Use your digital card immediately while we process and ship your Mundas Travel card.
Get Your Travel Card

Essentials Virtual Card Physical Card
Cash Withdrawl No ATM Access Yes ATM With Capability
In-person Use Only via mobile wallets (Apple/Google Pay) Accepted at all POS terminals / Online Shopping
Fraud Control Fully Secured; can be frozen or deleted instantly Standard: requires replacement if lost
Cost/Charges Free with no Fees Charges Applied for replacement or annual fees

Working Steps

Follow Our Easy Steps & Start Trading.

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Read FAQ

Frequently Asked Questions.

Our purpose—creating opportunities to prosper—underscores everything we do.

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The Mundas account is a powerful digital business solution designed to streamline your company’s finances. Manage payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses—all from a secure platform available on mobile and desktop.

Absolutely. As a licensed e-money institution (EMI) sanctioned by the Finnish Financial Supervisory Authority, we comply with stringent EU regulations regarding AML, CTF, and data privacy. We utilize top-tier security measures to protect your funds and information.

Apply online in just a few minutes. Once you submit your application, we will promptly review it and communicate the outcome directly to your inbox.

We offer a variety of plans tailored to meet your business needs. Visit our pricing page to select the option that fits your requirements best.

To apply for a Mundas business account, you must provide:

  • Your business’s operating address
  • A concise description of your business and its operations
  • An outline of how you plan to utilize your Mundas account
  • Proof of identity (including a biometric check)
  • Your preferred Mundas plan